A dependent parent may qualify for Social Security survivor benefits under specific conditions. The amount a parent can receive varies, but they may be eligible for up to 82.5% of the deceased child’s benefit, or 75% each [...]
The Evolution of Social Security: A Crucial Safety Net for Americans Throughout history, all societies have faced the uncertainties of unemployment, illness, disability, death, and old age. In economic terms, these are considered significant threats to individual [...]
The Importance of Social Security Cost-of-Living Adjustments (COLA) Social Security Cost-of-Living Adjustments (COLA) play a crucial role for retirees by helping to maintain the purchasing power of their benefits. These annual adjustments, which are based on inflation, [...]
Suspending Your Retirement Benefit Payments You may voluntarily suspend your Social Security retirement benefits if you have reached full retirement age but are under 70. This request can be made orally or in writing. By suspending your [...]
Understanding Totalization Agreements and Their Impact on Social Security Taxes The issue of Social Security taxation can get complex, especially for those who work internationally. The United States has established agreements known as Totalization Agreements with several [...]
The Impact of the Parisi Case on Social Security Family Maximum Calculations Before the landmark Parisi case, the Social Security Administration (SSA) included all family members entitled to auxiliary benefits in the Family Maximum Benefit (FMB) calculation, [...]
Withdrawing Your Social Security Claim: What You Need to Know If you change your mind about receiving Social Security benefits, you may be eligible to withdraw your claim, provided it’s been less than 12 months since you [...]
In my workshop, I emphasized that the decision to claim Social Security benefits should be part of a comprehensive retirement plan. Your retirement strategy should take the following factors into account: Consider Claiming Social Security Benefits Early [...]
Anyone who has attended my Social Security workshop knows how much I emphasize the importance of understanding your Full Retirement Age (FRA). Your FRA determines when you can claim Social Security benefits without reductions and plays a [...]
If you’ve attended my seminar, you’ve likely heard me discuss the concept of Provisional Income (PI). Understanding how PI works can help you reduce the tax burden on your Social Security benefits. A Brief History of Social Security [...]
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Office Manager
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Financial Advisor
Phone Number: 513-616-4993
Address: 808 Winterberry Ct.Villa Hills, KY 41017
Maryanne Higgins, Independent Licensed Health and Medicare Advisor since 2017.
Representing Medicare Supplement; Advantage and Prescription Drug Plans for all the major carriers: Anthem, Atena, Humana, Medical Mutual, United Healthcare, Mutual of Omaha, and more.
I help with when to apply, how much it costs, and what options are best for YOU. A NO COST NO OBLIGATION CONSULTATION.
Wealth Management
Phone Number: 513-227-8068
Address: 11977 Weeping Willow Ct. Loveland, OH 45140
Co-Founder
Phone Number: 859-992-2130
Address: 1648 Woodfield Ct. Hebron, KY 41048
Rob Sarnelli has more than 38 years of experience in the financial services industry. Originally from New York, Rob graduated with a degree in finance from Fordham University in 1983. Upon graduation, he was recruited by the US Treasury Department and became a bank examiner with the Comptroller Of The Currency. In 1986 Rob joined John Hancock Financial Services where he spent 20 successful years as a registered representative and sales manager. In order to better meet the needs of his clients, Rob became a completely independent representative in 2006 with a focus on retirement planning. Through the years, he has achieved numerous elite-status producer levels with several companies. Rob has been married to Joyce for 11 years and has one daughter, Francesca. He currently resides in Hebron, Kentucky, and practices primarily in the greater Cincinnati/Northern Kentucky markets.
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