Many individuals choose to backdate their Social Security application, allowing them to receive a substantial lump sum. This financial boost can be particularly helpful for paying off debts such as credit card bills or mortgages. Retroactive Social [...]
Social Security benefits are based on your highest 35 years of adjusted earnings. These earnings are then adjusted for inflation using the national wage index. The U.S. Social Security Administration (SSA) provides a worksheet on their website [...]
When a couple has been married for at least nine months, the surviving spouse becomes eligible for survivor benefits. In most cases, there’s a nine-month waiting period before these benefits kick in; however, this waiting period can [...]
The Earnings Test is designed to reduce Social Security benefits for workers who claim benefits before reaching their full retirement age, if their income exceeds certain limits. […]
Divorced spouses may be eligible for Social Security benefits under certain conditions, both during their lifetime and as survivors of their former spouse. There are two primary categories of benefits they may qualify for: Living Spousal Benefits and Survivor Benefits. [...]
Minor children may be eligible for Social Security benefits if a parent files a claim, passes away, or becomes disabled. The amount a child receives depends on several factors, including the parent’s earnings history and the family’s [...]
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Office Manager
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Financial Advisor
Phone Number: 513-616-4993
Address: 808 Winterberry Ct.Villa Hills, KY 41017
Maryanne Higgins, Independent Licensed Health and Medicare Advisor since 2017.
Representing Medicare Supplement; Advantage and Prescription Drug Plans for all the major carriers: Anthem, Atena, Humana, Medical Mutual, United Healthcare, Mutual of Omaha, and more.
I help with when to apply, how much it costs, and what options are best for YOU. A NO COST NO OBLIGATION CONSULTATION.
Wealth Management
Phone Number: 513-227-8068
Address: 11977 Weeping Willow Ct. Loveland, OH 45140
Co-Founder
Phone Number: 859-992-2130
Address: 1648 Woodfield Ct. Hebron, KY 41048
Rob Sarnelli has more than 38 years of experience in the financial services industry. Originally from New York, Rob graduated with a degree in finance from Fordham University in 1983. Upon graduation, he was recruited by the US Treasury Department and became a bank examiner with the Comptroller Of The Currency. In 1986 Rob joined John Hancock Financial Services where he spent 20 successful years as a registered representative and sales manager. In order to better meet the needs of his clients, Rob became a completely independent representative in 2006 with a focus on retirement planning. Through the years, he has achieved numerous elite-status producer levels with several companies. Rob has been married to Joyce for 11 years and has one daughter, Francesca. He currently resides in Hebron, Kentucky, and practices primarily in the greater Cincinnati/Northern Kentucky markets.
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