Understanding Deeming in the Social Security System In the Social Security context, deeming has two distinct meanings, each applying to different areas of Social Security benefits: deeming in relation to filing for your Monthly Income Benefit (MIB) [...]
Understanding the Social Security Family Maximum Benefit (FMB) The Social Security Family Maximum Benefit (FMB) was established in 1939 when Congress amended the Social Security Act, the same year it introduced auxiliary benefits for the families of [...]
Understanding Social Security Spousal Benefits Social Security spousal benefits provide vital financial support to the spouses or ex-spouses of workers who are eligible to receive Social Security retirement payments. These benefits were originally designed to assist spouses [...]
Same-Sex Married Couples and Social Security Benefits History of Same-Sex Marriage in the U.S. On June 26, 2015, the U.S. Supreme Court made a historic ruling in Obergefell v. Hodges, legalizing same-sex marriage across all 50 states. This 5-4 [...]
How to File for Social Security Benefits Filing for Social Security benefits is a straightforward process, and you have several options to submit your application: Online: Apply through the Social Security Administration (SSA) website at www.ssa.gov. Phone: Call the SSA [...]
Understanding Social Security Work Credits and Benefits for Spouses and Survivors To qualify for Social Security benefits, you need to meet certain work requirements, including earning a specific number of work credits over your lifetime. These credits [...]
It’s hard to overstate the catastrophic impact that Social Security insolvency would have on the middle class. Social Security currently provides essential benefits to over 66 million Americans, and according to a recent survey, 77% of recipients [...]
Social Security Auxiliary Benefits: A Guide to Family Benefits Social Security auxiliary benefits, also known as family benefits, are monthly payments provided to the dependents of retired, disabled, or deceased workers. These benefits are separate from and [...]
A dependent parent may qualify for Social Security survivor benefits under specific conditions. The amount a parent can receive varies, but they may be eligible for up to 82.5% of the deceased child’s benefit, or 75% each [...]
The Evolution of Social Security: A Crucial Safety Net for Americans Throughout history, all societies have faced the uncertainties of unemployment, illness, disability, death, and old age. In economic terms, these are considered significant threats to individual [...]
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Office Manager
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Financial Advisor
Phone Number: 513-616-4993
Address: 808 Winterberry Ct.Villa Hills, KY 41017
Maryanne Higgins, Independent Licensed Health and Medicare Advisor since 2017.
Representing Medicare Supplement; Advantage and Prescription Drug Plans for all the major carriers: Anthem, Atena, Humana, Medical Mutual, United Healthcare, Mutual of Omaha, and more.
I help with when to apply, how much it costs, and what options are best for YOU. A NO COST NO OBLIGATION CONSULTATION.
Wealth Management
Phone Number: 513-227-8068
Address: 11977 Weeping Willow Ct. Loveland, OH 45140
Co-Founder
Phone Number: 859-992-2130
Address: 1648 Woodfield Ct. Hebron, KY 41048
Rob Sarnelli has more than 38 years of experience in the financial services industry. Originally from New York, Rob graduated with a degree in finance from Fordham University in 1983. Upon graduation, he was recruited by the US Treasury Department and became a bank examiner with the Comptroller Of The Currency. In 1986 Rob joined John Hancock Financial Services where he spent 20 successful years as a registered representative and sales manager. In order to better meet the needs of his clients, Rob became a completely independent representative in 2006 with a focus on retirement planning. Through the years, he has achieved numerous elite-status producer levels with several companies. Rob has been married to Joyce for 11 years and has one daughter, Francesca. He currently resides in Hebron, Kentucky, and practices primarily in the greater Cincinnati/Northern Kentucky markets.
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